Long-term Health Care

Long-term health care includes all expenses associated with daily living, including assisted living facilities or boarding homes, home health workers who do not provide medical care, and aids for living at home such as cleaning and cooking help and transportation. Long-term health insurance can assist with these costs, which Medicare and other insurances rarely cover. Unfortunately, long-term health care is very expensive. The State of Maine has approved certain policies which the agencies below are knowledgeable about.

Call Gold Health Systems toll free at 1-800-609-7893

Services: Anyone who needs long-term care services can find out which services are available and affordable from the State of Maine Long-Term Care assessment through a telephone screen called the Medical Eligibility Determination (MED).  The state requires this assessment.  There is no charge for this service which can be in a home, hospital, or nursing home room. The nurse will explore what tasks you can do by yourself, what kinds of help you need, who may be able to help, your income, etc.

1-800-300-5000 or (207) 624-8475

76 Northern Avenue, Gardiner, Maine 04345, United States

Services: The Bureau helps with questions about insurance and complaints about health professionals, agents or brokers.  Call to request publications about health insurance, long-term care insurance, and Medicare supplemental insurance.  You may wish to request a copy of “The Consumer’s Guide to Long-term Care Insurance.

1 (833) 525-5784 opt. 1

400 Technology Way, Scarborough, ME 04074, USA

Services: Anyone who needs long-term care services can find out which services are available and affordable from the State of Maine Long-Term Care assessment through a telephone screen called the Medical Eligibility Determination (MED). The state requires this assessment. There is no charge for this service which can be in a home, hospital, or nursing home room. The nurse will explore what tasks you can do by yourself, what kinds of help you need, who may be able to help, your income, and other matters.