Bill Paying & Budgeting

Service: A representative payee is a person or an organization that receives Social Security or SSI disability benefits on behalf of a participating beneficiary. A representative payee must use the monthly benefits to support and care for the beneficiary only.

Services: Maine Money Matters is a service program provided by the accounting firm of Kadonoff & Associates, LLC. Based in Belfast Maine, they provide in-home bookkeeping, accounting and financial organization services to seniors in mid-coast Maine. By integrating in-home visits with centralized bookkeeping and accounting support, they can provide clients with comprehensive personal finance assistance, “filling the gap” between clients, their family members and their team of professional advisors. They serve Penobscot County. Services include reviewing mail, completing forms, filing federal and state income taxes, balancing checkbooks, bill paying, budgeting, preparing checks and setting up payments, and the like. Month-to-month contracts and fixed-price monthly plans are available.

Services: For adults 18 and over throughout Penobscot County and many other counties, the service is no cost or low cost, depending on income and debt. Professional financial guidance, free credit counseling, community-wide educational programs, debt management assistance, bankruptcy counseling, education services, and housing counseling assistance. Income and debt information are required. Interpreters are available for non-English speaking people. Automatic withdrawal is for a debt management plan optional checks by phone or email. Call for information and for appointments.

Services: Provides help with financial matters so that consumers can continue to live independently.

Services: Supplemental Security Income Representative Payee Services. The representative payee will work with the consumer to help manage money and pay bills.